Break-Even Calculator

Understanding Break-Even

Break-Even Formula

Break-Even Units = Fixed Costs / (Price - Variable Cost)

Contribution Margin

The amount each unit sale contributes toward covering fixed costs and generating profit.

Fixed vs Variable Costs

Fixed costs stay the same regardless of sales. Variable costs change with each unit produced.

Key Terms

Fixed Costs

Costs that don't change with volume (rent, salaries)

Variable Costs

Costs that change per unit (materials, labor)

Contribution Margin

Selling price minus variable cost per unit

Understanding Break-Even Analysis

What is Break-Even?

The break-even point is where total revenue equals total costs—the point at which a business neither makes a profit nor incurs a loss. Understanding your break-even point helps with pricing decisions, cost management, and business planning.

Break-Even Formula

Break-Even Units = Fixed Costs ÷ (Price per Unit - Variable Cost per Unit)
Break-Even Units = Fixed Costs ÷ Contribution Margin

Fixed vs. Variable Costs

Fixed Costs Examples

  • Rent or mortgage payments
  • Salaries (not tied to production)
  • Insurance premiums
  • Equipment depreciation
  • Loan payments
  • Software subscriptions

Variable Costs Examples

  • Raw materials
  • Direct labor (per unit)
  • Packaging
  • Shipping costs
  • Sales commissions
  • Credit card fees

Contribution Margin

The contribution margin is the amount each sale contributes toward covering fixed costs and generating profit. It's a crucial metric for understanding product profitability.

Per Unit:
Contribution Margin = Price - Variable Cost
As Ratio:
CM Ratio = Contribution Margin / Price

Example Calculation

Scenario:

  • Fixed Costs: $50,000/year
  • Selling Price: $75/unit
  • Variable Cost: $25/unit

Calculation:

Contribution Margin = $75 - $25 = $50/unit
Break-Even = $50,000 ÷ $50 = 1,000 units
Break-Even Revenue = 1,000 × $75 = $75,000

Uses of Break-Even Analysis

Pricing Decisions

Understand the minimum price needed to cover costs, and how price changes affect the volume needed to break even.

Cost Control

See how reducing fixed or variable costs lowers your break-even point and increases profitability.

New Product Analysis

Evaluate whether a new product can sell enough units to justify the investment in development and production.

Risk Assessment

Compare break-even volume to realistic sales projections to assess business risk and plan accordingly.

Limitations

  • Assumes all costs can be cleanly classified as fixed or variable
  • Assumes price and costs remain constant at all volume levels
  • Doesn't account for time value of money
  • Assumes all units produced are sold
  • Works best for single-product analysis (multi-product is more complex)

Frequently Asked Questions

What is a break-even point in business?

The break-even point is where your total revenue equals total costs - you're not making a profit or a loss. It tells you the minimum number of units you need to sell (or revenue you need to generate) to cover all your fixed and variable costs. Every sale beyond this point contributes to profit.

How do I calculate my break-even point?

Use the formula: Break-Even Units = Fixed Costs / (Selling Price - Variable Cost per Unit). The difference between selling price and variable cost is your 'contribution margin' - what each sale contributes toward covering fixed costs. For example, with $50,000 in fixed costs, a $75 selling price, and $25 variable cost, you'd need to sell 1,000 units to break even.

What is the difference between fixed and variable costs?

Fixed costs remain constant regardless of production volume - rent, salaries, insurance, and loan payments are examples. Variable costs change with each unit produced - materials, direct labor, packaging, and shipping costs. Some costs are semi-variable (like utilities), which have both fixed and variable components.

How can I lower my break-even point?

You can lower your break-even point by: reducing fixed costs (negotiating rent, cutting subscriptions), lowering variable costs per unit (finding cheaper suppliers, improving efficiency), or increasing your selling price (if the market allows). Each approach affects profitability differently, so model different scenarios to find the best strategy for your business.